Do I Need an Attorney or a Title Company

Who selects the closing agent depends on which county the home is located in as well as the terms negotiated in the contract. In Palm Beach County, the seller typically selects and pays for the owner's title insurance and the buyer pays for the lender's title policy. Most sellers hire a title company and only retain an attorney if there is a legal issue. 

Do you need an attorney? An attorney might be helpful especially if you are buying a distressed property to make sure that the property is free of clear of title leins. If you are hiring an attorney on your own, be sure to discuss fees up front.