Buying a Home

Top 5 Reasons to Move to Florida

Why Move to Florida?

Ready to move?

Have you been dreaming of making Florida your new home? There are many reasons why Florida has become one of the popular places for those moving to another state.  There are many reasons to move to Florida however these are the 5 most popular reasons to make the Sunshine home. 

1. Sun Fun Sun!!

It is called the Sunshine State for a reason. Thanks to the 200 plus days of sunshine a year, you will never get bored living here. You'll be able to spend much of your time on outdoor activities like swimming, boating, fishing or visiting local amusement parks. We have traded the sand in for the snow.  

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Reasons to Love Florida: Golf

Florida & Golf...a Hole in One

Are you a golfer? If yes, then you will definitely love moving to Florida! There are more than 1,200 courses scattered in every corner of the state, making Florida the “golf capital of the world”! Palm Beach County has 160 courses where you can find a golf course that fits your budget and skill level. You will love the views of the water and some have a view of the ocean. 

In Palm Beach County, players have the opportunity to play where the pros play as well as enjoy some of the best-designed courses in the world. Imagine living and playing at the PGA National Resort & Spa where the Honda Classic is held every year. Do you have what it takes to take on the Bear Trap? ...

Real Estate Lingo 101

7 Common Terms in Real Estate

Every industry has its own language and it can be confusing when buying or selling a home. Many agents speak the lingo however forget that the words don't always make sense to the client. 

There are helpful things to do to prepare before you start viewing homes like save your downpayment, improve your credit score or understand the process is helpful. The exciting news is that you don't have to do this alone. Treu Group team members have a consultative approach...

Things to Avoid After Applying for a Mortgage

Things to Avoid After Applying for a Mortgage

Congratulations! You’ve found a home to buy and have applied for a mortgage! You’re undoubtedly excited about the opportunity to decorate your new home, but before you make any large purchases, move your money around, or make any big-time life changes, consult your loan officer – someone who will be able to tell you how your decisions will impact your home loan.

Below is a list of Things You Shouldn’t Do After Applying for a Mortgage. Some may seem obvious, but some may not.

1. Don’t...

Is Bigger Always Better?

Is a Bigger House Really Better?

If you are looking for your next home, it’s natural to assume that you should buy the biggest home you can afford. But if not, then there are other ways to maximize your investment that doesn’t include more square feet.

Bigger houses mean more expenses when it comes to repairs, utilities and maintenance. Bigger isn’t always better. If you don’t need 4 bedrooms, then why spend your money? There are many other ways to spend your money. 

View

Homes with a view will always command higher sales prices than those without. Many buyers desire to have water or golf course views...

5 Tips When Choosing a Home Inspector

Your Home Inspector Matters

Congratulations on getting your offer accepted. The home inspector is an important part of the home buying process. A good inspector will share with you deficiencies as well as maintenance items to take care of to insure that you protect your investment.

Most contracts are written As-Is with the right to inspect. This contingency allows you to renegotiate the price you paid for the home, ask the sellers to cover repairs, or in some cases, to walk away. Your agent can advise you on the best course of action once the report is filed.

How to Choose an Inspector

Your agent will most likely have a short list of inspectors that they have worked with in the past that they can recommend to you. HGTV ...

Are Vacation Rentals a Good Investment?

Vacation Rental Ownership – Is It For You?

Investment properties used to be homes and multi-family properties used for full-time rentals. Over the past decade, we’ve seen a new crop of investment properties emerge, the short term rentals. But what’s involved in owning a vacation rental? Is it worth the work?

Is it a Good Investment?

A short term rental is a great investment for a number of reasons. In addition to creating annual income for the investor, the property could also appreciate in value during the time of ownership. Although the short term rental is still a rental property, it often pencils out too much higher income than a traditional long...

Why You Need to Finalize the Divorce Before Buying a Home

When Should You Buy After a Divorce?

When Can I Buy a Home?

The desire is to move on and return things back to the new normal. It is understandable and makes complete sense. Doing the steps in the right order will make it easier in the long run. 

Matt Weaver with Cross Country Mortgage shares his advice on the topic of when it is best to buy your home after a separation or divorce. 

When we're thinking about getting a divorce or if we're walking down that path and thinking about purchasing a home, really our highest and best recommendation is to finalize a divorce prior to making any large real estate purchases. 

Why do you need to finalize the divorce first?

What ends up happening is, you may find the home that you love and get it under contract....

Top 4 Tips on How to Save for A Down Payment

How to Save on a Down Payment for your New Home

Are you thinking about buying a new home? Gone are the days of 100% financing with zero down payment. So if you are not sitting on a pile of cash, the idea of finding the money to pay the down payment might feel daunting. But there are simple ways to raise the cash needed to get into a new home.

Assess Your Current Assets

The first step is to determine what cash you might have available right now. Do you have a savings account or perhaps a 401k*? Are you nursing a pet project, like a vintage car or motorcycle, which could be sold for additional cash?

Explore Loan Options

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Why It Makes Sense to Buy Instead of Rent

Does It Make Sense to Buy?

Top Reasons to Buy

If you’re currently renting and have dreams of owning your own home, it may be a good time to think about your next move. With rent costs rising annually and Zero or low down loan programs homeownership may be closer than you realize.

According to the 2018 Bank of America Homebuyer Insights Report, 74% of renters plan on buying within the next 5 years, and 38% are planning to buy within the next 2 years.

When those same renters were asked why they disliked renting, 52% said rising rental costs were their top reason. The results of the survey can be seen here:...