There are challenges and opportunities for those in the medical field when it comes to buying a home. Many think that Doctors only have opportunities however after helping so many great clients we know that is not the case. Think about it, to become a Doctor it usually comes with a lot of debt from education. It takes many years and a lot of money to become a Doctor and that debt can take decades to pay off.
The great news is that there are loans dedicated specifically for those in the medical profession that look at the equation of income and debt a bit differently.
Now there is even more help for those in the medical field that are not doctors however have different medical and dental specialties. The programs allow for less downpayment (more like a FHA loan) without mortgage insurance. That can be a great savings.
If you are...
Are you looking to buy a home in 2018? There are some common mistakes that could cost you the home that you want. During the past week, we have seen buyers make the 3 mistakes that has caused them to hear bad news instead of having their offer accepted.
1. Buyers using Zillow to look for their dream home, especially in competitive price ranges. The challenge is that Zillow is not real time. Many of the homes are already sold since real estate agents have access to the homes for sale first. Searching in real time is critical. This issue is one of the reasons that we have a competitive website that is real time so buyers have accurate information including whether a home is still for sale or already under contract.
2. When finding the right home, making low offers and taking too long to negotiate the deal....
On our latest podcast, Chris Pan, the founder of My Intent, joins Lisa Treu from the Treu Group to talk about his great line of "What's Your Word" jewelry. These are custom bracelets where you can choose any word to wear as a constant reminder to achieve any particular goal. You can choose any word to be printed on your bracelet or necklace. These bracelets have really helped the Treu Group team stay focused on our company word, "Committed." To our team, the word, "Committed," means to be willing to do anything, say anything, and go anywhere for our clients. As long as it's legal or moral, of course!
What we really love about Chris' products is the positivity they bring. What a great way to stay mindful of your goals! The other great thing about the My Intent products is that they will not...
If you are buying a home in a seller's market, it can be frustrating if you don't have a plan. Finding a home that you love only to hear that it is already sold or that the seller has accepted another offer is never what a buyer wants to happen.
So what should you do?
When the right home comes on the market, you need to be available to see it and make a strong offer if you are interested in the home. Time is not your friend when you are in a seller's market situation. Neither is not having all of the right information to make your offer as strong as possible. If you are getting a mortgage, having a lender with a great reputation and a solid pre-approval is key
Price to a seller is important however so are terms. Make the offer as good as possible. Bringng a human factor to the offer is also helpful.
When you are buying, having a Buyer's Agent can make the difference in your home purchase experience. Treu Group Real Estate has a proven process...