Buying your home is an exciting and often a nervous time.  Treu Group Real Estate has a proven 5 Step Process that breaks it down into the best way to buy a home. This Buying Process increases the chance of finding the right home, in the right time frame and have everything go smoothly. 

Step #1. 

Get Pre-Approved. The pre-approval process is critical so that you know what you can afford to buy before you begin to look at homes. What does it mean to be pre-approved? Are you thinking of going to the local bank?  We would suggest that you speak with a mortgage specialist.  We have a lender that you can trust.  The right lender will have access to a variety of loan options, will do a complete review so you know what you need to do to obtain financing.  You will need to have your pre-approval in hand.  A pre-qualification is not enough in today's real estate market.  Also having a lender that is respected and known to close loans and close on time is important.  Many times in multiple offers, our lender calls the listing agent to validate the quality of the pre-approval.  This extra step has allowed many buyers to obtain their dream home even when up against cash buyers.  The lender will look at all of your financials including your income, liabilities and tax returns, your credit and your work history. If you are self-employed, the pre-approval process could be even more complicated. Often we see a pre-qualification which is not a pre-approval.  Why is that harmful to you as a buyer? Many sellers will not consider an offer without a proper pre-approval so you might lose your dream home. The other thing to consider is the reputation of your lender. In multiple offers, this could be the deciding factor. Read more about how much you can afford and your credit.

Step #2.

 It all starts with assembling your team.  When you are buying, the seller pays for you to have representation.  You can have the best by your side.  A buyer's agent is important and yet many buyers don't realize they don't actually have a buyer's agent.  Many companies and agents only offer transaction representation.  Why wouldn't a buyer want a buyer's agent?  I think most would and think they have one.  If you haven't had a conversation with an agent about being a buyer's agent, you likely have a transaction relationship.  Meet for a brief consultation. This step is the one that buyers want to avoid the most however it is so critical. We would rather ask you 50 questions and show you 5 homes instead of ask you 5 questions and show you 50 homes. Spending less than an hour together will allow us to get a clear picture on the home you desire, learn about the market and discuss the process. Additionally, you will be able to have us represent you as a buyer's agent.  The great news is that the seller pays us so you can have someone on your side.

Step #3.

Select the right homes. This is done by taking your criteria and our expert knowledge of the area and finding the first homes to view. After you have done 1 and 2, it's time to go see homes.  What you don't like is as important as what you like.  Be honest with your agent.  The focus will be on your must have items.  Remember that if you get 80% of your list, then you are on target.  Look at what you can't change, location and floor plan need to work.  If you don't like the flooring, that can be changed. We will get you in a few to get your feedback. It is ok to fall in love with the first home you see.


Step #4.

Negotiating to get the outcome you want. Putting the offer together is critical and takes experience to handle all of the emotions in a transaction. Our goal is to understand what is important to you as well as the seller. It is not always about the price for some sellers. There are ways to often make a deal more attractive.

Step #5

Now the fun begins, Contract to Close. You might be saying what is that? The contract to close phase is what will determine if you get into your home or if your deal falls apart. You will receive key critical dates for you to complete.  It is important to make sure we hit deadlines.  They are not suggestions, they are deadlines. We have a dedicated person that is there to walk you thru the transaction and the next steps. Things like financing, appraisals, inspections and last minute obstacles. During the contract to close phase there may be issues that need to be negotiated. The goal for our team is to see issues and challenges to avoid the last minute issues.

Are you ready to buy your new home? Our 5 step process will allow you to be moving before you know it. Call us to get started at 561-352-3056

Prefer to listen? Below is Treu Group's radio show on the 5 Step Buying Process:

Treu Group Real Estate's Story | Palm Beach Real Estate
Our business is not about real estate. It is what we do however it is not who we are or why we are in business. Who we are and why we do what we do comes from my desire to create opportunities for clients and team members. Opportunities to help them achieve their goals and make their dreams a reality.
Have You Seen Our New Website?
We’ve seen your feedback about our website. I’m happy to announce that we’ve taken those comments and created a new site with you in mind. Most people want to be able to search through a real estate site like an actual agent. With our new search options and features, you can. To learn more about what our new site offers, watch this short video.
Top 3 Things Buyers Should Know
Whether you are buying your very first home or your first home in a long time, we are here to help. You may not know what the expect from the home buying process in the current market. Today, I’ll go over three important things you need to remember before purchasing your home. For example, what exactly does the home inspection cover?
Step #1 when Buying a Home
On this video you will learn what is Step 1 to Buying a Home. It can mean the difference between getting the home or losing it to someone else. Getting Pre-approved is key. We are seeing buyers not having a pre-approval instead they have a pre-qualification.
How The Experience With Treu Group Real Estate is Different
Are you thinking of buying or selling a home? Aren't all agents the same? Watch this video to discover the little extras that you experience with Treu Group Real Estate. Would you prefer a muffin or a cupcake? The muffin represents what most agents do to sell your home. Treu Group Real Estate is more like a cupcake. How? When you work with us, you get frosting and sprinkles, such as selling for over asking price.
3 Hidden Costs When Buying a Home
Purchasing a new home is a big event in your life. It's not a cheap investment, and there are some unexpected costs that you may not be aware of. Although the appliances and air conditioning in the house may be working today, there is no guarantee it will work tomorrow and if you don't have the money set aside, it will make life difficult for you. Watch this short video and we will explain 3 unexpected costs home owners face after they move in. Be prepared for the unexpected costs of home buying!
Is There A Difference Between a Buyer's Agent and a Transaction Agent
Watch this video to see the difference between a buyers agent and a transaction agent. Aren't all agents the same? No some represent you as a buyer and some represent the transaction. As your real estate expert, we believe you deserve someone on your side looking out for you. The seller pays the commission and yet you have a dedicated buyer's agent that has a proven track record. Our buyer's agents are the top buyer's agent in Palm Beach. Whether you are looking to get the best deal or you just need a buyer
How Does Zillow Impact Me?
Does Zillow Hurt Your Chances of Buying or Selling? Zillow, Trulia, and are very popular websites for people buying a home or selling a home. Browsing online sites for real estate can be a challenge, especially when using Zillow, Trulia and That dream home on Zillow is often sold before you can even make an offer! If you’re looking for real estate in Florida, Treu Group Real Estate has a different real estate solution for you. Treu Group has a team of agents you can trust, and ou
5 Steps to Buying a Home
Watch the video on the 5 Steps to Buying a Home. Your top buyer's agents share the steps to buying your new home. Treu Group Real Estate has broken down this daunting process into 5 simple steps so you know what to expect when you're buying a home. You can read more about the 5 Steps to Buying your Home at You can see all homes for sale and search the mls at This will allow you to know about homes as soon as it is for sale.
Tips For Millennials When Buying Their 1st Home | Palm Beach Real Estate
Palm Beach Real Estate experts at The Treu Group bring you the latest real estate information about buying or selling in Palm Beach. See the latest market updates, information on how to get your home sold, your offer accepted, the international real estate market, and changes that you need to know in the Palm Beach real estate market. Whether you're looking for Palm Beach homes for sale, selling your current home or looking for an investment property, top agents, Treu Group Real Estate is here for you. In
Why Is It Time to Consider a Move to Florida? | Palm Beach Real Estate
This show we will explore the reasons why it might be time to consider making Florida your permanent resident. Many people have been considering making Florida home someday. This is the year that an idea starts to become reality for many people. Activity and interest in finding a home in Florida has increased with residents in New York, New Jersey, Connecticut and Massachusetts the past few months. Why now? What has changed? Florida has always been attractive for a lot of reasons however with the reco
How to Find & Buy Your Perfect Home - Listen to how you can find and buy your new home with the latest real estate information about Palm Beach County. On Treu Real Estate 911 on WJNO with Brian Mudd, Lisa Treu shares how to pick the right lifestyle for your home. When Buying a home, it is more than just bedrooms and bath in finding your dream home. Finding the right fit can be confusing as there is so many different options for home buyers. How do you avoid making a mistake? It is about making sure you are clear about w
International Evaluation of Palm Beach Real Estate | Palm Beach Real Estate
Lisa Treu and Brian Mudd discuss the affordability of Palm Beach County compared to other resort communities around the world. Palm Beach County was number 8 out of 10 countries that we analyzed. Also we discussed the update on the loan options and the local market so buyers and sellers can take advantage of the real estate opportunity. Palm Beach is a great place to retire, make your full time home and 2nd home. Florida is the ideal place to enjoy beautiful weather, world class beaches, golf, entertainme
Tips to Avoid Buying Mistakes | Palm Beach Real Estate
On this video, top Agent, Lisa Treu and Brian Mudd share tips to help buyers get the results that they desire. Buying a home is an exciting and often challenging time. There are common mistakes that buyers often make that keep them from getting their offer on their dream home accepted or being able to get to the closing table. Most can be avoided with an experienced buyer's agent and lending team working with the buyer.
Is it a buyer or seller's market?
Lisa Treu shares the latest real estate news in Palm Beach County for single family homes. The Median Sales Price has increased 2.9% year over year and slightly over the prior month. Many price ranges are still in a hot seller's market however not all homeowners are experiencing the same. The difference is depending on location and also price range. Homes priced from $200,000-249,999 have 2.2 months of inventory. Homes priced from $250,000-$299,999 have 2.14 months of inventory. Homes priced from $300,000-3
How do International Buyers Impact Florida Real Estate?
Lisa Treu and Brian Mudd share how the international real estate market impacts Palm Beach County. International buyers have made Florida #1 again with 19% of the international buyers buying properties in Florida. Why is this important? International buyers typically buy more expensive homes as vacation and seasonal properties which helps the luqury real estate market. What countries are the most active in buying real estate? China, Canada, India, Mexico, and the United Kingdom are the top countries. What a
How to Buy a Home
Lisa Treu, Top Real Estate Agent shares with Brian Mudd tips to take into consideration during the home buying process. If you follow the proven steps you increase your success dramatically. The steps to buying a home are get pre-approved, schedule a consultation, view the best homes, negotiate the offer and handle all of the closing details. Treu Group Real Estate believes you deserve an agent on your side. These tips and many more can help you close on your home buying experience.
Palm Beach County Property Taxes
Lisa Treu and Brian Mudd share the latest information about Palm Beach County property taxes with guest Dorothy Jacks. Palm Beach County Property Appraiser. Homestead exemption, portability and proposed property taxes was discussed. Additionally what you need to know when buying a home about your property taxes were discussed too. This real estate show is one that every Palm Beach County buyer, seller and investor should listen to so they are informed about their property taxes.
Winning when Buying or Selling a home
Being successful in this real estate market is simple in theory, but much harder in practice. I sat down recently with Matt Weaver to discuss the current state of our market and the strategies that we’re using to find success. In this wide-ranging discussion, we talked about how to win in multiple offer situations, how to win against cash buyers, and much more.
Here's Why More People Are Moving to Florida
Lisa Treu shares the most recent information about more people wanting to move to Florida. Aside from the weather, having the best beaches in the world, and positive tax savings, it is also the lifestyle that does not only make people want to move to Florida, but also makes the people stay.
Tips on Buying a Home with Low or No Money Down
Buying a home is the first step to creating wealth however the deposit can be a stumbling block to buyers. It is time to invest in your financial future and not pay the landlord anymore. The exciting news is that there are options for buyers to buy their first home, next home or dream home. There are many low or no down payment options for buyers for a new home. You don't need to keep paying rent or living in a home that doesn't fit your needs. You can have the dream home you've been wanting.
What are the Benefits of Buying vs Renting | Palm Beach Real Estate
Lisa Treu shares the benefits of buying vs. renting . Buying real estate is one of the fastest ways to build wealth. There are new loan options to allow buyers to purchase a home with less money down.
Saving Money on Your Insurance on Your Home
Lisa Treu, Brian Mudd and Amanda Castorino share tips on how you can save money on your homeowner's insurance. Before you make your home purchase, discover the ways you can reduce your insurance expense. A roof that is 2002 or newer will save you money and is a key to reducing costs. Imagine what you could you do with your savings. Paying down your mortgage down faster or investing would be a great option. This could be part of your building wealth strategy.
Florida Homestead Exemption Explained | Palm Beach County
Lisa Treu, top real estate agents, Brian Mudd, host of WJNO and Dorothy Jacks, Palm Beach County Property Appraiser, shares the latest information about the Homestead Exemption in Florida. This sheds light on Homestead Exemption application and benefits, when does Homestead Exemption start, and so much more!
How to Search for a property
Treu Group Real Estate wants to make sure that you can search in real time. This video shows you how to easily search for a home.
Affordability has Returned for Buyers
Affordability is the best that we have seen in 3 years. It is an amazing time to buy a home and take advantage of the low interest rates and great homes for sale.
What Impacts Affordability when Buying a Home?
What impacts affordability when buying a home? The obvious answer is the price of the home. That is part of the equation however there is more to the costs of owning a home. The other factors are the interest rate, property taxes, insurance on the home and any association fees. Two homes could be the same price however be more expensive due to the difference in the other costs.
Buying a Bigger Home | Real Estate
Have you outgrown your home? If you are in need of buying a bigger home, The Treu Group will help you find the right real estate investment in South Florida! No matter what your goals are, we are here to help you achieve it.
Why You Should Invest In Real Estate Early | Real Estate
It's important to know why you should invest in Real Estate at an early age and know the impact it can have on your wealth. If you want to buy this year but you’re not sure where to start the process, let’s get together to help you understand the best steps to take from here.
Homes Are More Affordable Today! | Real Estate
Home affordability is better today than at almost any point over the last 30 years! House prices have substantially increased over the last several years. It’s not, however, just the price of a home that matters. It's important you have someone to support you to see how mortgage, price, affects the affordability equation. If you want to know more, we'd love to talk!